Financial Keys - A member firm of Genesys Wealth Advisers


News and Insights

2018 Federal Budget Analysis

by Mark Causer and Brendan Gallagher

Scott Morrison has now handed down his third budget. This year, the headline is $140 billion in tax cuts over the next decade, with some more immediate tax relief of up to $1,060 a year for middle-income households and the proposed fundamental reform of the tax system.

As we remind our clients every year, these Budget proposals are exactly that – proposals. They have NO effect until passed into law. Once passed into law, we can examine the impact to you and advise relevant strategy into the future.

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May 9, 2018

The past couple of weeks in global financial markets have indeed been very volatile, especially when the perception has been that it was ‘perfect sailing conditions’.

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February 19, 2018

2017 - The Year that was!

by Mark Causer and Dr Shane Oliver

“Year’s end is neither an end nor a beginning, but a going on” and so it is as 2017 draws to a conclusion.

From our perspective at Financial Keys, 2017 has been a great year overall for investment returns and the subsequent growth of your portfolios. 

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December 12, 2017

For those movie buffs, you might recall the line from Matt Damon’s character in the movie Good Will Hunting after he secures the phone number of a young lady in a bar;

“Do you like apples? Well, I got her number. How do you like them apples?”

This line springs to mind when we take a look at the recent performance of several listed global companies (some of which you own in your portfolios), returns have been eye watering!

This is simply another reason to ensure that underlying valuations of the investments and/or fund managers we recommend to you are always questioned, prices are challenged, based on the available information. 

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November 28, 2017

We held our quarterly Asset Allocation Investment committee in September. As part of the committee process we assess the macro economic environment, the strength of the business cycle, asset valuations and sentiment. Over the past 12 months we have been defensively positioned in our asset allocation setting noting stretched asset valuations, improving but mixed economic data and uncertainty around process for the ‘normalisation’ of monetary policy around the globe.

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November 13, 2017

The Never Ending Search for the Truth!

by Mark Causer and Martin Conlon

A day in the life of a financial adviser is never boring.

Things do ‘rev up’ a little in the lead up to Budget night and the last minute rush ahead of 30 June. Some of you may not be aware, but after the annual reporting period (August – November) where companies report their annual results and give an insight into the next six to twelve months; this is also a hive of activity.

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November 13, 2017

Investing beyond the Big Four Banks

by Mark Causer and Investor Mutual Limited (IML)

Another week and yet another big four bank making national headlines – a positive this week! The big four have indeed come under considerable media scrutiny over the last 12 – 24 months. Some of this is possibly warranted and some……well it sells newspapers.

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September 26, 2017

August 2017 represents the 10 year anniversary of the Global Financial Crisis.

Today, there remains several and varied concerns that Financial Keys considers as part of its overall investment research commitment. These include Geopolitical as well as simple home grown risks.

Today we catch up with AMP's Shane Oliver who gives us his thoughts on this faithful anniversary, what have we learnt and his view on the likelihood of this repeating itself.

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August 30, 2017

What is a “Good Return”

by Brendan Gallagher

For many of our individual and corporate clients we provide financial education with the objective of helping people become more financially astute, so that they have the ability and incentive to make smarter financial decisions. For someone in their late 20’s that might be saving and investing for a deposit on a home. For someone in their 50’s it might be preparing for their retirement in a decades time. We are fortunate to see the impact that developing and implementing a sound financial plan can have on our client’s lives.

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August 30, 2017
Category: Latest News

Another end of financial year has now passed us – we rest for the weekend, then back into it!

With a wave of new money coming into markets from last minute superannuation contributions ahead of a raft of new superannuation rules coming into effect from 1 July, it is timely to reflect on the past 12 months  and this tumultuous period and then take a look out for the next 6 – 12 months.

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July 3, 2017

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